At UCR, we prepare an in-depth credit analysis to calculate and indicate areas of improvement for your credit score. With our specialized programming, we fine-tune individualized plans, which include a credit utilization assessment, student loan assessment, and access to credit cards/installment loans to re-established your credit history.  With a one-time fee of $300.00, we can start the process of financial independence.

Credit Analysis $300.00
Credit Monitoring required
Analysis and Review of Client File Status
Provide 24/7 Client Portal Access
Unlimited Disputes
Stay Informed via Email and Text
Credit Education in Client Portal
Recommend Credit Building Accounts
Personalized Credit Utilization Assessment
Review and Dispute Credit reports from all Consumer Reporting Companies
CFPB, FTC Disputes
Building Business Credit $650
Your personal credit will not determine how much funding you get for your personal business
Your business credit has a higher credit capacity than your personal credit. Business credit reports tend to have information on your company’s payment history, revenues, assets, and company financials that may boost your chances of getting funding
Business credit protects your personal credit score since a business debt will only be reflected in your business credit report and not your personal credit report
Business credit keeps your personal and business finances distinctly separate which saves time with bookkeeping
You do not have to use your personal credit as collateral
We set up and activate your credit profile with the business credit bureaus such as Dun & Bradstreet, Experian Business-BIn number, & Equifax ID and get your free DUNS number which is essential to building great business credit
Set-up and monitor tier 1,2,and 3 Vendor and Tradelines
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